Ramy's Financial Tracking Dashboard

Period: Jan – Apr 2026

Net Worth

—

Calculating...

Progress to $1M goal 0%

Total Assets

—

Total Liabilities

—

Car Loan Ends

July 2026

Investments—

Cash & Savings—

Real Estate—

Car—

Monthly Income

—

Net salary + rental + divs

Monthly Expenses

—

Citibank + fixed costs

Net Cash Flow

—

Available to invest

Savings Rate

—

Invested YTD

—

2026 DCA contributions

Dividends YTD

—

Passive income 2026

Income vs Expenses

Action Items0 pending

Savings Rate — Monthly

Net Worth Trend

Month:

Total Income

—

All sources combined

Salary

AED 25,000

MAIR Group · net monthly

Stake Rental

—

UAE Real Estate income

Dividends

—

eToro · Robinhood · Sarwa

Total Expenses

—

Citibank + fixed

Net Cash Flow

—

Available to invest

Savings Status

Calculating...

Savings Rate —

          0%5% High Risk15% Watch20% On Track30%+ Exceptional
        

Monthly Cash Flow Detail

Income Breakdown

Month-by-Month Summary

Month	Income	Expenses	Invested	Net	Savings Rate	Status

Period:

Total Spent

—

Daily Average

—

Based on selected period

Largest Category

—

Aisha's Expenses

$ —

USD — tracked separately

Over Budget

—

categories exceeding target

Under Budget

—

categories within target

Expense Categories Click to expand transactions

Category Split

Spending Trend — by category

All Transactions

Date	Merchant	Category	Platform	Amount

Upload Citibank statement to see transactions

Total Portfolio

—

Total P&L

—

Today's Move

—

Uninvested Cash

—

Deploy per IPS

Halal %

—

of portfolio compliant

Monthly DCA

≈ AED 4,588

$1,250 · deploy 1st

All Holdings — Live Prices

Loading

Ticker	Name	Platform	Qty	Avg Cost	Live Price	Value	P&L $	P&L %	Today

🟢 Halal 🟡 Purify annually 🔴 Exit — upload latest statements to update quantities

Platform Totals

Halal Compliance

Status	Ticker	Platform	Value	Action

DCA + $1M Projection

Return: 16%

DCA: $1,250

Financial Goals

Liabilities

🚗 ADCB Islamic Car Loan

Started June 2023 · 36 months

AED 2,455

Outstanding

Monthly

AED 1,227

Months left

2

Final payment

July 2026

🎉 From August 2026 — AED 1,227/month freed. Redirect to SPUS/HLAL or relocation fund.

💳 Citibank Credit Card

Paid in full monthly — no interest

AED —

Current cycle

Status

No interest

Debt

None

Source

Upload statement

Zakat Calculator

Investment portfolio—

Cash & savings—

Nisab threshold (~AED 21,300)Above ✓

Total Zakat due (2.5%)—

Verify with Musaffa or Zoya for exact purification amounts

🌸 Aisha's Expense Tracker

Tracks all expenses you cover for Aisha separately from your UAE spend. Currently living with family — expenses minimal. Will grow when she moves to Augusta for medical school rotation. USD expenses on your Citibank statement are auto-categorised here.

This Month

$ —

Total covered

Monthly Budget

$ —

Set below

YTD Total

$ —

2026

Augusta Rent

$ —

Starting when she moves

Monthly Budget — Augusta

Rent (USD/month)

Once she moves to Augusta

Living expenses (USD/month)

Groceries, transport, daily

University / med school fees

Monthly equivalent

Health insurance (USD/month)

US healthcare coverage

Gifts & personal (USD/month)

Average monthly

Monthly Trend

💡 Tip: Once Aisha moves to Augusta, USD charges on your Citibank card will be auto-identified as her expenses when you upload your monthly statement. Set budget above to get alerts when actual spend exceeds budget.

Bank & Credit Card Statements

💳

Citibank Credit Card

PDF or CSV · All monthly expenses

Not uploaded

🏦

Emirates NBD

PDF or CSV · Salary + transfers

Not uploaded

Investment Statements

📊

eToro Statement

Excel (.xlsx) · Account Statement

Not uploaded

🪶

Robinhood

CSV · Account Activity

Not uploaded

🌱

Sarwa Invest

PDF · Portfolio Report

Not uploaded

📈

Sarwa Trade

PDF · Monthly Statement (Alpaca)

Not uploaded

🔶

Binance

CSV · Transaction History

Not uploaded

Manual Updates — Platforms Without Export

Stake UAE Real Estate

Update monthly from Stake app (AED value)

Stake Rental Income

Monthly AED rental received

iVestor — Talabat

Current AED value from iVestor app

Emirates NBD Bank Buffer

Current AED balance kept as buffer

Sarwa Save Halal

Current USD balance

Upload History

Platform	Period	Uploaded	Transactions	Status
No uploads yet

Profile & Rates

Monthly Salary Net (AED)

USD / AED Exchange Rate

Car Value Estimate (AED)

US Relocation Target (AED)

Investment Goal (USD)

Category Budgets (AED/month)

Cloudflare D1 Connection

This dashboard uses Cloudflare D1 for permanent data storage. All uploads, transactions, and settings are saved to your personal database and accessible from any device.

Checking connection...

Claude API

The Claude API key is stored as a Cloudflare environment variable — it is never exposed in the browser. Statement parsing costs approximately $0.01–0.03 per upload.

✓ API key configured via Cloudflare dashboard — see deployment instructions

Data Management

Export regularly as a backup. Import to restore or migrate devices.